- Home Healthcare Short Term — 365 Days
- ICHRAs — Individual Coverage Health Reimbursement Arrangements
- QSEHRAs — Qualified Small Employer Health Reimbursement Arrangements
- EBHRAs
- Section 125-POP
- FSAs
- HSAs
- SHOP — Small Business Health Options Program
- ACA Health Insurance
- Private Health Insurance
- Employer Sponsored Group Insurance
- Long Term Care Type Services
- Dental Insurance
- Vision
- Accident Coverage
- Critical Illness
- Cancer Coverage
- Hospital Indemnity
- Disability Income
- Term Life Insurance
- Whole Life Insurance
- GUL — Guaranteed Universal Life
- IUL — Indexed Universal Life (Using No-Lapse Guarantee Premium Setup)
- Guaranteed Income Annuities:
- DIA
- FIA
- SPIA
- MYGA – CD like
Mel Gambrell
Financial Professional
23,476 individual clients helped since 1996, over 100,000 individual policies sold.

Life insurance will be my final loving act to my daughter and the ones I love. What will be yours?
Now let’s fix the need
Now that you've completed the life insurance needs analysis and we've determined what your life insurance need is, let us now help protect the need.
We'll search the top 100 life insurance companies for the best rates that take into consideration your individual health and financial needs.
Click the email link below. Provide us your first and last name, phone number, ZIP code and health conditions, along with how many medications you're on and whether you are a smoker or non-smoker.
Please provide these details for everyone looking for coverage in your household.
Services Include
Home care benefit periods vary by plan. Review the comparison and the issued policy for the selected coverage.
Additional Services
- Agents/Advisors E&O Insurance
- Personal Liability
- Business Liability
- Business Capital Funding
- Personal Loans
- Identity Theft
- HealthCare Directives
- Power Of Attorney
- LLCs
- C corp, S corp
- Will
- Trust
- Trademark Registration
Small & Large Business Cost Reduction Audits
- Property Tax Consulting
- Merchant Processing Auditing (You don’t have to change credit card processors)
- Waste Management Audits
- Utility Auditing
- Telecom & IT Auditing
- Managed Print Auditing
- Uniform & Linen Services Auditing
- Small Parcel Auditing
- Vendor Payment Solutions
- Maintenance Contract Audits
- Business Insurance Audits
We are compensated from the savings we uncover for your business.
Licensed States
Resident state: North Carolina
Non-Resident Licensed States
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Missouri
- Mississippi
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- New York
- Ohio
- Oklahoma
- Pennsylvania
- South Carolina
- Tennessee
- Texas
- Utah
- Virginia
- Washington
- Wisconsin
State appointments subject to change.
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homecarerecovery.comWasted Money Calculator
Uncover over $225,000+ in wasted money during your lifetime. Find out how!
wasted-money.healthisc.com